
A small emergency fund before the big gift
Why I built a small emergency fund for my own household before I sent anything extra, and how small it began.
10 min
October 24, 2026 · 8 min
Free
A short letter every other Sunday: one line of the budget, one conversation to try and one small job for the fortnight.

Why I built a small emergency fund for my own household before I sent anything extra, and how small it began.
10 min
The binder I keep for the household, divided into six sections, and what goes behind each tab.
11 min